VA Loans!


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The Lowdown on va Loans...

The Lowdown on VA Loans...

Our VA Loan Rates Are Low & Our Process is Quick & Painless

A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders. The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry).

We're here to make the VA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our VA Loan Qualifier.

We'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a seasoned investor.

The VA Loan Process

Here's how our home loan process works:

  • Complete our simple VA Loan Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Why a VA Loan?

A home purchase is among the most important purchases you can make in your life - and if you've served in the military, you may qualify for a VA home loan that can help make the process of buying a home easier and more affordable. Here are some of the main benefits:

  • No down payment needed in most cases.
  • Lower closing costs than other loan types. Homebuyers can ask sellers to pay a percentage of closing costs or pay off debts to help qualify for the mortgage loan.
  • Typically, VA loans are easier to qualify for than other loan types.
  • A VA borrower can often refinance to a lower mortgage rate within the VA Streamline IRRRL program without needing to requalify for the new mortgage.
  • You can have more than one VA loan at a time with enough remaining entitlement.
Why a VA Loan?

Your Home Loan Could Be Fully Funded 30 Days From Now

  • Fixed Rates

    Fixed Rates

  • Adjustable Rate Mortgages

    Adjustable Rate

  • Conforming Loans


  • Jumbo & Super Jumbo Loans

    Jumbo & Super
    Jumbo Loans

  • FHA, VA, & USDA Loans

    FHA, VA, & USDA

  • Terms from 5 to 30 Years

    Terms from 5 to
    30 Years

VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit standards, and property limits. Wave Lending Group is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency.

Get Your VA Loan Quote Now!

Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your customized rate comparison below:

I Want My Va Loan Quote