15-Year Fixed Rate

15-Year Fixed Rate

Get a FREE quote on a 15-year fixed rate mortgage & save thousands of dollars per year.

I Want My FREE 15-Year Fixed Rate Quote

The Lowdown on 15-Year Fixed Rate Mortgage...

The Lowdown on 15-Year Fixed Rate Mortgage...

Our 15-Year Fixed Rates Are Low & Our Process is Quick & Painless

This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you'll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years. This approach is often safer than committing to a higher monthly payment, since the difference in interest rates isn't that great.

We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 15-Year Fixed Rate Mortgage Qualifier.

We'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a seasoned investor.

The 15-Year Fixed Rate Mortgage Loan Process

Here's how our home loan process works:

  • Complete our simple 15-Year Fixed Rate Mortgage Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Do I Qualify?

As a rule of thumb, it may be harder to qualify for a 15 year fixed mortgage than a 30 year fixed mortgage because of the higher payment. When interest rates are low, 15 year fixed mortgages rates are not that much lower than a 30 year fixed mortgage rates a 15 year mortgage has a higher payment than a 30 year fixed mortgage, but your loan will be paid off in half the time.

Do I Qualify?

Your Home Loan Could Be Fully Funded 30 Days From Now

  • Fixed Rates

    Fixed Rates

  • Adjustable Rates Mortgage (ARM)

    Adjustable Rates
    Mortgage (ARM)

  • Conforming Loans

    Conforming
    Loans

  • Jumbo & Super Jumbo Loans

    Jumbo & Super
    Jumbo Loans

  • FHA, VA, & USDA Loans

    FHA, VA, & USDA
    Loans

  • Terms from 5 to 30 Years

    Terms from 5 to
    30 Years

I Want My FREE 15−Year Fixed Rate Quote!

Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:

I Want My FREE 15-Year Fixed Rate Quote