Get a FREE quote on a 30-year fixed rate mortgage & save thousands of dollars per year.
The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer.
We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 30-Year Fixed Rate Mortgage Qualifier.
We'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a seasoned investor.
Here's how our home loan process works:
As a rule of thumb, it may be easier to qualify for a 30 year fixed mortgage, rather than a 15 year mortgage. 30 year fixed mortgages do have slightly higher interest rates than a 15 year mortgage, but spreading the payment over 30 years allows a borrower to qualify easier than a 15 year fixed mortgage because the payment will be lower with the 30 year fixed. A borrower can always pay extra when they want to on their mortgage.
Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below: