Get a quote on a USDA Loan & save thousands of dollars per year.
The United States Department of Agriculture offers a loan program to help low and moderate income households purchase a home in a rural area. Rural is not so rural these days! There are household income restrictions and slightly tighter underwriting guidelines…but these are a great option if the home and the buyer both fit the mold of USDA.
We're here to make the USDA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our USDA Loan Qualifier.
We'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a seasoned investor.
Here's how our home loan process works:
There are many benefits, including: no down payment required; borrowers who qualify for a USDA Rural Development home loan have the flexibility to pay nothing out of pocket for a down payment. Additionally, the USDA Loan allows borrowers to use a gift or grant to go toward their mortgage.
Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your customized rate comparison below: